I got the idea from Couponing to Disney. It basically goes like this: any money that you come by that was unexpected or purposely saved (savings from couponing) goes into a fund. Over at Couponing to Disney, she uses her fund to pay for her family's annual Disney World trip. I'm using my fund to make extra payments towards my student loans.
I keep track of my fund in an Excel spreadsheet. Here is what my May fund looks like halfway through the month:
This just happens to be a very lucky month for us because we normally do not receive an extra $500 in unexpected income. But, who knows? Maybe we come across more "found" money than we realize and keeping a record like this will highlight that. *crosses fingers*
Note: This specific post contains referral links.
I keep track of my fund in an Excel spreadsheet. Here is what my May fund looks like halfway through the month:
| Date | Notes | Saved | Balance |
| 5/6/2013 | Coupon Savings | $34.83 | $34.83 |
| 5/14/2013 | SwagBucks | $25.00 | $59.83 |
| 5/14/2013 | Copay Refund | $5.00 | $64.83 |
| 5/15/2013 | Unexpected Income | $500.00 | $564.83 |
This just happens to be a very lucky month for us because we normally do not receive an extra $500 in unexpected income. But, who knows? Maybe we come across more "found" money than we realize and keeping a record like this will highlight that. *crosses fingers*
Note: This specific post contains referral links.
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